Finance

Build a credit-card payoff plan by stopping balance growth, keeping minimums current, choosing an order and measuring progress.

Estimate payoff time and interest when paying only the credit-card minimum, using your balance, APR and issuer’s stated payment formula.

Calculate your net worth by listing assets and liabilities, choosing consistent values and tracking the result with a simple worksheet.

Order debts from smallest balance to largest, keep minimums current and calculate how an extra payment rolls into each next...

Calculate how extra monthly or one-time loan payments may change your payoff date and interest cost using an amortization schedule.

Compare spreadsheets, YNAB, Goodbudget, Monarch and Empower by planning method, account sync, household use, privacy and current price.

Download a free monthly budget spreadsheet with planned and actual income, expenses, savings, variances and clear setup instructions.

Enter monthly income, fixed bills, variable spending, debt payments and savings to calculate your planned balance and category shares.