Choose between hybrid and electric by matching charging access and real journeys first, then comparing total ownership costs. Purchase price or advertised range alone is not enough.
Compare three distinct options
A non-plug-in hybrid needs fuel but no charging stop. A PHEV needs regular charging to make good use of its plug-in capability and still uses fuel. A BEV uses electricity only and needs charging access that fits both routine trips and longer journeys. Check seasonal range and charging stops on your actual routes.
Use the same ownership period
For each candidate, add purchase cost minus expected resale value, finance, insurance, tax, energy, servicing, tyres and any home-charger installation. Use the same years and distance. Treat resale value and energy prices as scenarios rather than certain predictions.
An energy-only illustration
At hypothetical prices, 18 kWh/100 km measured at the wall × €0.30/kWh = €5.40/100 km. A hybrid using 5 L/100 km × €2/L costs €10/100 km. That €4.60 difference is not the total ownership saving. Public charging, vehicle price and depreciation may change the overall result.
